Business profile

Caja de ahorro Oy

Caja de ahorro Oy's registered office is Helsingfors. It is a limited company. The company was established on 2019-12-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €129,429 and operating profit was €46,024.

Claim profileContact details
Business ID 3022541-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3022541-1
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2019-12-31
Business ID registration date
2019-09-02
Business status
Valid
Profile ownership
Unclaimed company profile
Data source
Public registry data

Contact and location summary

Visiting address: Tukkisillantie 7 A, 00700, Helsingfors

Phone: +358405898012Source observation

Email: [email protected]Source observation

People and decision-makers

Torkkel Timo JuhaniVarsinainen jäsen
Torkkel Tiina HelenaVarajäsen

About Caja de ahorro Oy

Financial position and key figures for the company.

Caja de ahorro Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2019-12-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €129,429 and operating profit was €46,024. The latest retained financial statement for 2025-12-31 shows revenue of €129,429 and profit for the financial year of €68,567. Based on the latest retained statement, revenue growth was +1011.0%, operating margin was +35.6%, and equity ratio was +85.9%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth1011.0%
Operating margin35.6%
Equity ratio85.9%
Balance-sheet contextLatest retained period snapshot
Profit before taxes€84,767Previous: €45,284
Employees12Previous: 0
Revenue trend5 periods
€0
2021-12-31
€98,646
2022-12-31
€6,700
2023-12-31
€11,650
2024-12-31
€129,429
2025-12-31
Operating profit (loss) trend5 periods
€21,820
2021-12-31
€61,753
2022-12-31
-€4,245
2023-12-31
€22,085
2024-12-31
€46,024
2025-12-31
Profit (loss) for the financial year trend5 periods
€310,320
2021-12-31
€174,457
2022-12-31
€92,752
2023-12-31
€31,384
2024-12-31
€68,567
2025-12-31
Assets trend5 periods
€2,999,851
2021-12-31
€3,235,073
2022-12-31
€3,095,790
2023-12-31
€3,122,543
2024-12-31
€3,109,429
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Declining
85.9 %2024-12-31: 88.2 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginGood
100/100 · Declining
35.6 %2024-12-31: 189.6 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio96.8 %90.5 %92.8 %88.2 %85.9 %
Current ratio-----
Operating profit margin-62.6 %-63.4 %189.6 %35.6 %

Registry status and identifiers

Verified registry memberships and identifiers from the latest retained YTJ snapshot.

YTJ statusValid
Trade RegisterRegistered
Business ID3022541-1
VAT IDFI30225411
EU IDFIFPRO.3022541-1
MunicipalityHelsingfors
Current registered entries
2019-12-31Registered in Patent and Registration Office (Trade Register)
2020-01-09Registered in Tax Administration (Tax Administration)
2022-06-08VAT-liable for business activity in Tax Administration (VAT Register)
2022-07-04Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Torkkel Timo JuhaniVarsinainen jäsenSources: 4 · Confidence: 78%
Torkkel Tiina HelenaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Financial data includedNot a credit decision
A2
Very goodCaja de ahorro Oy
Updated2026-08-26
ConfidenceMedium
Score87/100

The grade can use open digital financial statement data together with registry signals.

Risk context

When open digital financial statements are unavailable, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
67/100

Registry history, filing recency, and active register markings are still limited or mixed.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2026-01-22

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Caja de ahorro Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.