Business profile

Kainuun Osuuspankki

Kainuun Osuuspankki's registered office is Kajaani. It is a cooperative bank. The company was established on 1916-05-12. It operates in the industry of other monetary intermediation.

Claim profileContact details
Business ID 0185495-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0185495-6
Sector
Other monetary intermediation
Municipality
Kajaani
Company form
Cooperative bank
Registration date
1916-05-12
Business ID registration date
1978-03-15
Business status
Valid
Profile ownership
Unclaimed company profile
Data source
Public registry data

Contact and location summary

Visiting address: Pohjolankatu 18, 87100, Kajaani

Phone: +358102561701Source observation

Website: https://op.fiSource observation

People and decision-makers

Korpinen Maarit AnneliToimitusjohtajan sijainen

About Kainuun Osuuspankki

Financial position and key figures for the company.

Kainuun Osuuspankki's location municipality is Kajaani. It is a cooperative bank. The company was established on 1916-05-12. It operates in the industry of other monetary intermediation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +15.1%.

Auxiliary business names

Public alternate names materialized from source observations.

OP Sotkamo

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Equity ratio15.1%
Operating profit (loss)€19,030,105-€1,599,928 (-7.8%) vs previous periodPrevious: €20,630,033
Profit (loss) for the financial year€15,490,465-€278,628 (-1.8%) vs previous periodPrevious: €15,769,093
Assets€1,587,573,826+€490,685,227 (+44.7%) vs previous periodPrevious: €1,096,888,599
Balance-sheet contextLatest retained period snapshot
Operating profit (loss) trend4 periods
€10,054,277
2022-12-31
€19,670,671
2023-12-31
€20,630,033
2024-12-31
€19,030,105
2025-12-31
Profit (loss) for the financial year trend4 periods
€9,018,870
2022-12-31
€17,990,441
2023-12-31
€15,769,093
2024-12-31
€15,490,465
2025-12-31
Assets trend4 periods
€1,178,537,318
2022-12-31
€1,089,666,179
2023-12-31
€1,096,888,599
2024-12-31
€1,587,573,826
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioPassable
19/100 · Improving
15.1 %2024-12-31: 14.9 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio11.3 %13.7 %14.9 %15.1 %
Current ratio----
Operating profit margin----

Registry status and identifiers

Verified registry memberships and identifiers from the latest retained YTJ snapshot.

YTJ statusValid
Trade RegisterRegistered
Business ID0185495-6
VAT IDFI01854956
MunicipalityKajaani
Current registered entries
1916-05-12Registered in Patent and Registration Office (Trade Register)
1962-07-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2002-07-01Member of liability group in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Korpinen Maarit AnneliToimitusjohtajan sijainenSources: 2 · Confidence: 78%
Raappana Kari IlmariPuheenjohtajaSources: 4 · Confidence: 78%
Esa RimpiläinenHallintoneuvosto: puheenjohtajaSources: 1 · Confidence: 76%
Kovalainen Jenni Heidi AnnikaVarsinainen jäsenSources: 3 · Confidence: 78%
Rajakangas Susanna Eini InkeriOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Kemppainen Hanna KaisaVarsinainen jäsenSources: 4 · Confidence: 78%
Huotari Juha MikkoVarsinainen jäsenSources: 4 · Confidence: 78%
Seppänen Saara VappuVarsinainen jäsenSources: 3 · Confidence: 78%
Mikkonen Pertti OskariOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Mustonen Jaana PauliinaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Pennanen Ville JuhaniOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Tuikka Jenni TuulikkiOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Meriläinen Riikka EliisaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Eteläsaari Marianne EveliinaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Huotari Marko AnteroOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Karjalainen Minna AnneliOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Leino Jani PetteriOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Teemu SutinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jussi TolonenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Terho VäisänenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Sami PostiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Teemu HeikkinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Tuomas HärkönenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Sami JuntunenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Elina KeränenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Merja LeinonenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Samuli LeinonenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Kaisa MarinHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Miia MoilanenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Sirpa MoilanenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Tiina MäkäräinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jukka MäättäHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Erja NiittyviitaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Miska NärhiHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jonna SeppänenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Financial data includedNot a credit decision
B1
StableKainuun Osuuspankki
Updated2026-08-26
ConfidenceLow
Score67/100

The grade can use open digital financial statement data together with registry signals.

Risk context

When open digital financial statements are unavailable, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
87/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
100/100

The company has about 110 years of registry continuity.

Registry and status signalsErittäin vahva
91/100

Long registry history, recent financial statement filings, and active register markings support this signal.

Registry timeline

Trade register notifications shown on a timeline.

56 register eventsLatest event: 2026-05-12

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-13.

This company profile has not been claimed yet

Kainuun Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.