Financial statement

L Jokela Oy Ab — 2022-12-31

This company-bound statement page shows the retained raw XBRL filing for the selected period. BUSINESS.fi keeps the page sober: source-backed statement content is shown, but no analytics or score interpretation is added here.

PRH source XMLBack to statement periods
Business ID 1550437-5Financial period end 2022-12-31Registration date 2023-05-10
Trust and status signals
Company-bound statement validationReadable XBRL extraction availableRetained raw XBRL file availableNo analytics or scoring applied

Financial statement overview

Lean BUSINESS.fi rendering of the retained PRH XBRL filing with prior-year comparison to 2021-12-31.

Revenue€182,096Previous: €241,706
Operating profit (loss)€5,914Previous: €19,706
Profit (loss) before appropriations and taxes€3,586Previous: €17,416
Profit (loss) for the financial year€3,568Previous: €17,389
Assets€42,264Previous: €46,017
Current assets€41,281Previous: €44,707
Equity-€39,176Previous: -€42,744
Retained earnings-€45,244Previous: -€62,633
Liabilities€81,440Previous: €88,761
Short-term liabilities€81,440Previous: €88,761

Readable statement lines

The filing is parsed into official PRH taxonomy labels so the statement is readable without pretending to add analyst interpretation.

Balance sheet: Assets

Fixed assets
2022-12-31€983
2021-12-31€1,310
Tangible assets
2022-12-31€983
2021-12-31€1,310
Machinery and equipment
2022-12-31€983
2021-12-31€1,310
Current assets
2022-12-31€41,281
2021-12-31€44,707
Inventory
2022-12-31€34,801
2021-12-31€37,813
Materials and supplies inventory
2022-12-31€34,801
2021-12-31€37,813
Receivables
2022-12-31€6,480
2021-12-31€6,894
Short-term receivables
2022-12-31€6,480
2021-12-31€6,894
Accounts receivable
2022-12-31€3,480
2021-12-31€3,500
Short-term other receivables
2022-12-31€3,000
2021-12-31€3,000
Short-term accrued income
2022-12-31€0
2021-12-31€394
Assets
2022-12-31€42,264
2021-12-31€46,017

Balance sheet: Equity and liabilities

Equity
2022-12-31-€39,176
2021-12-31-€42,744
Share capital
2022-12-31€2,500
2021-12-31€2,500
Retained earnings
2022-12-31-€45,244
2021-12-31-€62,633
Profit (loss) for the financial year in equity
2022-12-31€3,568
2021-12-31€17,389
Liabilities
2022-12-31€81,440
2021-12-31€88,761
Short-term liabilities
2022-12-31€81,440
2021-12-31€88,761
Short-term loans from financial institutions
2022-12-31€21,908
2021-12-31€41,495
Accounts payable
2022-12-31€6,795
2021-12-31€7,990
Short-term other liabilities
2022-12-31€41,048
2021-12-31€27,708
Short-term accrued expenses
2022-12-31€11,690
2021-12-31€11,567
Liabilities and equity
2022-12-31€42,264
2021-12-31€46,017

Income statement

Revenue
2022-12-31€182,096
2021-12-31€241,706
Other operating income
2022-12-31€0
2021-12-31€18,940
Purchased services
2022-12-31-€4,350
2021-12-31-€10,874
Materials and services
2022-12-31-€35,196
2021-12-31-€90,942
Inventory change
2022-12-31-€3,012
2021-12-31€9,294
Personnel expenses
2022-12-31-€84,066
2021-12-31-€90,259
Wages and salaries
2022-12-31-€64,518
2021-12-31-€74,857
Pension expenses
2022-12-31-€14,146
2021-12-31-€11,677
Other personnel expenses
2022-12-31-€5,402
2021-12-31-€3,725
Depreciation and impairment
2022-12-31-€327
2021-12-31-€436
Planned depreciation
2022-12-31-€327
2021-12-31-€436
Other operating expenses
2022-12-31-€56,593
2021-12-31-€59,304
Operating profit (loss)
2022-12-31€5,914
2021-12-31€19,706
Interest and other financial expenses to others
2022-12-31-€2,328
2021-12-31-€2,290
Financial income and expenses
2022-12-31-€2,328
2021-12-31-€2,290
Profit (loss) before appropriations and taxes
2022-12-31€3,586
2021-12-31€17,416
Income taxes
2022-12-31-€18
2021-12-31-€27
Profit (loss) for the financial year
2022-12-31€3,568
2021-12-31€17,389

Statement access

The page keeps the durable file metadata and the original PRH source clearly separated from BUSINESS.fi presentation concerns.

Retained file path: var/data/prh/xbrl-statements/1550437-5/2022-12-31.xbrlRetained file hash: dfc61f7e90d8128b8a351e343ac46ddc6e9a4858635148b8915bab14a92427dbRetained file size: 66075PRH source URL: https://avoindata.prh.fi/opendata-xbrl-api/v3/financial?businessId=1550437-5&financialDate=2022-12-31

Raw retained XBRL

The raw filing remains available, but the readable statement view now leads by default.

Show retained raw XBRL XML
<?xml version="1.0" encoding="UTF-8"?><xbrli:xbrl xmlns="http://www.xbrl.org/2003/instance"    xmlns:fi_MC="http://www.suomi.fi/xbrl/crr/dict/dom/MC"    xmlns:fi_RF="http://www.suomi.fi/xbrl/crr/dict/dom/RF"    xmlns:fi_SC="http://www.suomi.fi/xbrl/crr/dict/dom/SC"    xmlns:fi_dim="http://www.suomi.fi/xbrl/crr/dict/dim"    xmlns:fi_met="http://www.suomi.fi/xbrl/crr/dict/met"    xmlns:iso4217="http://www.xbrl.org/2003/iso4217"    xmlns:link="http://www.xbrl.org/2003/linkbase"    xmlns:negated="http://www.xbrl.org/2009/role/negated"    xmlns:net="http://www.xbrl.org/2009/role/net"    xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"    xmlns:num="http://www.xbrl.org/dtr/type/numeric"    xmlns:vk_mod_oytp_gaap_ind="http://www.valtiokonttori.fi/fi/fr/xbrl/crr/fws/oytp/kpl-2016-12/2019-03-28/mod/oytp_gaap_ind.xsd"    xmlns:xbrldi="http://xbrl.org/2006/xbrldi"    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"    xmlns:xbrli="http://www.xbrl.org/2003/instance"    xmlns:xl="http://www.xbrl.org/2003/XLink"    xmlns:xlink="http://www.w3.org/1999/xlink"    xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">    <link:schemaRef        xlink:href="http://www.valtiokonttori.fi/fi/fr/xbrl/crr/fws/oytp/kpl-2016-12/2019-03-28/mod/oytp_gaap_ind.xsd" xlink:type="simple"/>    <xbrli:context id="_ctx1" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>    </xbrli:context>    <xbrli:context id="_ctx2" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x673</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx5" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x49</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx7" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x755</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx8" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x544</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx9" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x10</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx10"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x758</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx11"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x6</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx13"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x8</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx14"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x9</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx15"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x5</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx16"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x449</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx19"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x448</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx20"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1869</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx21"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x689</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx34"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x4046</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx35"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x12</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx36"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x738</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx41"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x541</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx42"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x740</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx55"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1036</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx58"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x816</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx66"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x513</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx67"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1757</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx72"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x807</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx82"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1769</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx86"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1771</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx87"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1775</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx88"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1768</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx89"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x438</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx95"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x435</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx96"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x360</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx97"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x4116</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx106"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x932</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx107"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x2895</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx109"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x376</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx133"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x3023</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx138"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1819</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx140"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1825</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx141"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1826</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx142"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1811</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx143"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x424</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx144"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2022-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x481</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx145"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x673</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx148"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x49</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx150"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x755</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx151"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x544</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx152"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x10</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx153"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x758</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx154"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x6</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx156"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x8</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx157"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x9</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx158"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x5</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx159"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x449</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx162"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x448</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx163"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1869</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx164"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x689</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx177"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x4046</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx178"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x12</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx179"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x738</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx184"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x541</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx185"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x740</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x53</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx198"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1036</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx201"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x816</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx209"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x513</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx210"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1757</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx215"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x807</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx225"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1769</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx229"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1771</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx230"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1775</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx231"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1768</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx232"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x438</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx238"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x435</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx239"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x360</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx240"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x4116</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx249"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x932</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx250"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x2895</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx252"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x376</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx276"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x3023</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx281"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1819</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx283"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1825</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx284"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1826</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx285"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x1811</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx286"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x424</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:context id="_ctx287"        xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:entity>            <xbrli:identifier scheme="http://ytj.fi">1550437-5</xbrli:identifier>        </xbrli:entity>        <xbrli:period>            <xbrli:instant>2021-12-31</xbrli:instant>        </xbrli:period>        <xbrli:scenario xmlns:xbrldi="http://xbrl.org/2006/xbrldi">            <xbrldi:explicitMember dimension="fi_dim:MCY" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_MC:x481</xbrldi:explicitMember>            <xbrldi:explicitMember dimension="fi_dim:REF" xmlns:xbrldi="http://xbrl.org/2006/xbrldi">fi_RF:x4</xbrldi:explicitMember>        </xbrli:scenario>    </xbrli:context>    <xbrli:unit id="ISO4217_EUR" xmlns:xbrli="http://www.xbrl.org/2003/instance">        <xbrli:measure>iso4217:EUR</xbrli:measure>    </xbrli:unit>    <fi_met:si168 contextRef="_ctx1">L Jokela Oy Ab</fi_met:si168>    <fi_met:di120 contextRef="_ctx1">2022-01-01</fi_met:di120>    <fi_met:di121 contextRef="_ctx1">2022-12-31</fi_met:di121>    <fi_met:si289 contextRef="_ctx1">1550437-5</fi_met:si289>    <fi_met:mi53 contextRef="_ctx55" decimals="2" unitRef="ISO4217_EUR">983.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx198" decimals="2" unitRef="ISO4217_EUR">1310.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx58" decimals="2" unitRef="ISO4217_EUR">983.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx201" decimals="2" unitRef="ISO4217_EUR">1310.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx66" decimals="2" unitRef="ISO4217_EUR">983.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx209" decimals="2" unitRef="ISO4217_EUR">1310.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx67" decimals="2" unitRef="ISO4217_EUR">34801.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx210" decimals="2" unitRef="ISO4217_EUR">37813.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx72" decimals="2" unitRef="ISO4217_EUR">34801.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx215" decimals="2" unitRef="ISO4217_EUR">37813.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx82" decimals="2" unitRef="ISO4217_EUR">3480.01</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx225" decimals="2" unitRef="ISO4217_EUR">3500.01</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx86" decimals="2" unitRef="ISO4217_EUR">3000.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx229" decimals="2" unitRef="ISO4217_EUR">3000.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx87" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx230" decimals="2" unitRef="ISO4217_EUR">393.66</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx88" decimals="2" unitRef="ISO4217_EUR">6480.01</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx231" decimals="2" unitRef="ISO4217_EUR">6893.67</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx89" decimals="2" unitRef="ISO4217_EUR">6480.01</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx232" decimals="2" unitRef="ISO4217_EUR">6893.67</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx95" decimals="2" unitRef="ISO4217_EUR">41281.01</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx238" decimals="2" unitRef="ISO4217_EUR">44706.67</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx96" decimals="2" unitRef="ISO4217_EUR">42264.01</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx239" decimals="2" unitRef="ISO4217_EUR">46016.67</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx97" decimals="2" unitRef="ISO4217_EUR">2500.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx240" decimals="2" unitRef="ISO4217_EUR">2500.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx106" decimals="2" unitRef="ISO4217_EUR">-45243.95</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx249" decimals="2" unitRef="ISO4217_EUR">-62632.75</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx107" decimals="2" unitRef="ISO4217_EUR">3567.96</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx250" decimals="2" unitRef="ISO4217_EUR">17388.80</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx109" decimals="2" unitRef="ISO4217_EUR">-39175.99</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx252" decimals="2" unitRef="ISO4217_EUR">-42743.95</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx133" decimals="2" unitRef="ISO4217_EUR">21907.50</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx276" decimals="2" unitRef="ISO4217_EUR">41495.26</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx138" decimals="2" unitRef="ISO4217_EUR">6794.50</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx281" decimals="2" unitRef="ISO4217_EUR">7990.06</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx140" decimals="2" unitRef="ISO4217_EUR">41048.08</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx283" decimals="2" unitRef="ISO4217_EUR">27708.30</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx141" decimals="2" unitRef="ISO4217_EUR">11689.92</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx284" decimals="2" unitRef="ISO4217_EUR">11567.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx142" decimals="2" unitRef="ISO4217_EUR">81440.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx285" decimals="2" unitRef="ISO4217_EUR">88760.62</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx143" decimals="2" unitRef="ISO4217_EUR">81440.00</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx286" decimals="2" unitRef="ISO4217_EUR">88760.62</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx144" decimals="2" unitRef="ISO4217_EUR">42264.01</fi_met:mi53>    <fi_met:mi53 contextRef="_ctx287" decimals="2" unitRef="ISO4217_EUR">46016.67</fi_met:mi53>    <fi_met:md103 contextRef="_ctx2" decimals="2" unitRef="ISO4217_EUR">182096.26</fi_met:md103>    <fi_met:md103 contextRef="_ctx145" decimals="2" unitRef="ISO4217_EUR">241706.16</fi_met:md103>    <fi_met:md103 contextRef="_ctx5" decimals="2" unitRef="ISO4217_EUR">0.00</fi_met:md103>    <fi_met:md103 contextRef="_ctx148" decimals="2" unitRef="ISO4217_EUR">18940.34</fi_met:md103>    <fi_met:md103 contextRef="_ctx7" decimals="2" unitRef="ISO4217_EUR">-27833.94</fi_met:md103>    <fi_met:md103 contextRef="_ctx150" decimals="2" unitRef="ISO4217_EUR">-89361.36</fi_met:md103>    <fi_met:md103 contextRef="_ctx8" decimals="2" unitRef="ISO4217_EUR">-3012.00</fi_met:md103>    <fi_met:md103 contextRef="_ctx151" decimals="2" unitRef="ISO4217_EUR">9294.00</fi_met:md103>    <fi_met:md103 contextRef="_ctx9" decimals="2" unitRef="ISO4217_EUR">-4350.00</fi_met:md103>    <fi_met:md103 contextRef="_ctx152" decimals="2" unitRef="ISO4217_EUR">-10874.34</fi_met:md103>    <fi_met:md103 contextRef="_ctx10" decimals="2" unitRef="ISO4217_EUR">-35195.94</fi_met:md103>    <fi_met:md103 contextRef="_ctx153" decimals="2" unitRef="ISO4217_EUR">-90941.70</fi_met:md103>    <fi_met:md103 contextRef="_ctx11" decimals="2" unitRef="ISO4217_EUR">-64517.86</fi_met:md103>    <fi_met:md103 contextRef="_ctx154" decimals="2" unitRef="ISO4217_EUR">-74857.23</fi_met:md103>    <fi_met:md103 contextRef="_ctx13" decimals="2" unitRef="ISO4217_EUR">-14145.72</fi_met:md103>    <fi_met:md103 contextRef="_ctx156" decimals="2" unitRef="ISO4217_EUR">-11676.63</fi_met:md103>    <fi_met:md103 contextRef="_ctx14" decimals="2" unitRef="ISO4217_EUR">-5402.49</fi_met:md103>    <fi_met:md103 contextRef="_ctx157" decimals="2" unitRef="ISO4217_EUR">-3725.31</fi_met:md103>    <fi_met:md103 contextRef="_ctx15" decimals="2" unitRef="ISO4217_EUR">-84066.07</fi_met:md103>    <fi_met:md103 contextRef="_ctx158" decimals="2" unitRef="ISO4217_EUR">-90259.17</fi_met:md103>    <fi_met:md103 contextRef="_ctx16" decimals="2" unitRef="ISO4217_EUR">-327.00</fi_met:md103>    <fi_met:md103 contextRef="_ctx159" decimals="2" unitRef="ISO4217_EUR">-436.00</fi_met:md103>    <fi_met:md103 contextRef="_ctx19" decimals="2" unitRef="ISO4217_EUR">-327.00</fi_met:md103>    <fi_met:md103 contextRef="_ctx162" decimals="2" unitRef="ISO4217_EUR">-436.00</fi_met:md103>    <fi_met:md103 contextRef="_ctx20" decimals="2" unitRef="ISO4217_EUR">-56592.90</fi_met:md103>    <fi_met:md103 contextRef="_ctx163" decimals="2" unitRef="ISO4217_EUR">-59303.60</fi_met:md103>    <fi_met:md103 contextRef="_ctx21" decimals="2" unitRef="ISO4217_EUR">5914.35</fi_met:md103>    <fi_met:md103 contextRef="_ctx164" decimals="2" unitRef="ISO4217_EUR">19706.03</fi_met:md103>    <fi_met:md103 contextRef="_ctx34" decimals="2" unitRef="ISO4217_EUR">-2328.27</fi_met:md103>    <fi_met:md103 contextRef="_ctx177" decimals="2" unitRef="ISO4217_EUR">-2290.22</fi_met:md103>    <fi_met:md103 contextRef="_ctx35" decimals="2" unitRef="ISO4217_EUR">-2328.27</fi_met:md103>    <fi_met:md103 contextRef="_ctx178" decimals="2" unitRef="ISO4217_EUR">-2290.22</fi_met:md103>    <fi_met:md103 contextRef="_ctx36" decimals="2" unitRef="ISO4217_EUR">3586.08</fi_met:md103>    <fi_met:md103 contextRef="_ctx179" decimals="2" unitRef="ISO4217_EUR">17415.81</fi_met:md103>    <fi_met:md103 contextRef="_ctx41" decimals="2" unitRef="ISO4217_EUR">-18.12</fi_met:md103>    <fi_met:md103 contextRef="_ctx184" decimals="2" unitRef="ISO4217_EUR">-27.01</fi_met:md103>    <fi_met:md103 contextRef="_ctx42" decimals="2" unitRef="ISO4217_EUR">3567.96</fi_met:md103>    <fi_met:md103 contextRef="_ctx185" decimals="2" unitRef="ISO4217_EUR">17388.80</fi_met:md103></xbrli:xbrl>