Business profile

M.S. Ins. Oy

M.S. Ins. Oy's registered office is Lepsämä. It is a limited company. The company was established on 2021-05-21. It operates in the industry of development of building projects. In its latest retained statement for 2025-06-30, revenue was €294,858 and operating profit was €41,308.

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Business ID 3212056-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3212056-8
Sector
Development of building projects
Municipality
Lepsämä
Company form
Limited company
Registration date
2021-05-21
Business ID registration date
2021-05-19
Business status
Valid
Profile ownership
Unclaimed company profile
Data source
Public registry data

Contact and location summary

Visiting address: Hernemäenkallio 3, 01830, Lepsämä

About M.S. Ins. Oy

Financial position and key figures for the company.

M.S. Ins. Oy's location municipality is Lepsämä. It is a limited company. The company was established on 2021-05-21. It operates in the industry of development of building projects. In its latest retained statement for 2025-06-30, revenue was €294,858 and operating profit was €41,308. The latest retained financial statement for 2025-06-30 shows revenue of €294,858 and profit for the financial year of €30,464. Based on the latest retained statement, revenue growth was +58.4%, operating margin was +14.0%, and equity ratio was +67.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-06-30

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth58.4%
Operating margin14.0%
Equity ratio67.1%
Balance-sheet contextLatest retained period snapshot
Other operating income€1,092Previous: €0
Cash and bank€34,975Previous: €21,014
Retained earnings€76,706Previous: €73,589
Equity€107,170Previous: €83,376
Liabilities€52,452Previous: €16,279
Current assets€115,700Previous: €65,071
Current liabilities€34,531Previous: €16,279
Revenue trend2 periods
€186,160
2024-06-30
€294,858
2025-06-30
Operating profit (loss) trend2 periods
€12,702
2024-06-30
€41,308
2025-06-30
Profit (loss) for the financial year trend2 periods
€9,787
2024-06-30
€30,464
2025-06-30
Assets trend2 periods
€99,655
2024-06-30
€159,623
2025-06-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
84/100 · Declining
67.1 %2024-06-30: 83.7 %
Current ratioSatisfactory
34/100 · Declining
1.01x2024-06-30: 1.29x
Operating profit marginGood
85/100 · Improving
14.0 %2024-06-30: 6.8 %
Ratio history
Ratio2024-06-302025-06-30
Equity ratio83.7 %67.1 %
Current ratio1.29x1.01x
Operating profit margin6.8 %14.0 %

Registry status and identifiers

Verified registry memberships and identifiers from the latest retained YTJ snapshot.

YTJ statusValid
Trade RegisterRegistered
Business ID3212056-8
VAT IDFI32120568
EU IDFIFPRO.3212056-8
MunicipalityLepsämä
Current registered entries
2021-05-19VAT-liable for business activity in Tax Administration (VAT Register)
2021-05-19Registered in Tax Administration (Prepayment Register)
2021-05-21Registered in Tax Administration (Tax Administration)
2021-05-21Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Financial data includedNot a credit decision
A3
GoodM.S. Ins. Oy
Updated2026-08-25
ConfidenceHigh
Score78/100

The grade can use open digital financial statement data together with registry signals.

Risk context

When open digital financial statements are unavailable, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
51/100

Registry history, filing recency, and active register markings are still limited or mixed.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2025-08-19

Financial statements availability

Available statement periods and links into the retained/parsible financial statement surfaces. Use the latest statement page for deeper line-item detail.

4 financial statement periodsLatest financial period: 2025-06-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

M.S. Ins. Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.