Business profile

Oulun Panttilainakonttori Oy

Oulun Panttilainakonttori Oy's registered office is Oulu. It is a limited company. The company was established on 1990-03-28. It operates in the industry of other credit granting.

Claim profileContact details
Business ID 0807410-0ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0807410-0
Sector
Other credit granting
Municipality
Oulu
Company form
Limited company
Registration date
1990-03-28
Business ID registration date
1990-08-20
Business status
Valid
Profile ownership
Unclaimed company profile
Data source
Public registry data

Contact and location summary

Visiting address: PAKKAHUONEENKATU 26, 90100, Oulu

Phone: +35885380100Source observation

Email: [email protected]Source observation

Website: https://www.oulunpantti.netSource: registry data

Instagram profile: https://www.instagram.com/fiSource: company website

Facebook profile: https://www.facebook.com/.fiSource: company website

People and decision-makers

Siira Timo KalervoToimitusjohtaja
Aleksanteri Timoteus ArranlinnaToimitusjohtajan sijainen (6/2019)

About Oulun Panttilainakonttori Oy

Financial position and key figures for the company.

Oulun Panttilainakonttori Oy's location municipality is Oulu. It is a limited company. The company was established on 1990-03-28. It operates in the industry of other credit granting. The latest retained financial statement for 2025-12-31 shows revenue of €503,502 and profit for the financial year of €209,397. Based on the latest retained statement, revenue growth was +4.1%, operating margin was not currently available, and equity ratio was +75.4%.

Auxiliary business names

Public alternate names materialized from source observations.

Oulun ArviointikeskusOulun Pantti

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimiala on lain mukainen panttilainaustoiminnan harjoittaminen ja muu siihen liittyvä toiminta.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth4.1%
Equity ratio75.4%
Balance-sheet contextLatest retained period snapshot
Profit before taxes€260,232Previous: €255,032
Employees3Previous: 4
Revenue trend5 periods
€457,079
2021-12-31
€455,392
2022-12-31
€454,797
2023-12-31
€483,616
2024-12-31
€503,502
2025-12-31
Operating profit (loss) trend4 periods
€171,116
2021-12-31
€228,478
2022-12-31
€243,807
2023-12-31
€282,185
2024-12-31
Profit (loss) for the financial year trend5 periods
€124,312
2021-12-31
€170,889
2022-12-31
€171,856
2023-12-31
€201,490
2024-12-31
€209,397
2025-12-31
Assets trend5 periods
€2,073,904
2021-12-31
€2,031,102
2022-12-31
€2,019,055
2023-12-31
€2,081,930
2024-12-31
€2,127,400
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
94/100 · Improving
75.4 %2024-12-31: 74.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 56.2 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio69.3 %72.2 %73.9 %74.3 %75.4 %
Current ratio-----
Operating profit margin34.0 %47.9 %51.6 %56.2 %-

Registry status and identifiers

Verified registry memberships and identifiers from the latest retained YTJ snapshot.

YTJ statusValid
Trade RegisterRegistered
Business ID0807410-0
EU IDFIFPRO.0807410-0
MunicipalityOulu
Current registered entries
1990-03-28Registered in Patent and Registration Office (Trade Register)
1990-08-20Registered in Tax Administration (Tax Administration)
1991-01-01Registered in Tax Administration (Employer Register)
1995-03-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Siira Timo KalervoToimitusjohtajaSources: 4 · Confidence: 78%
Aleksanteri Timoteus ArranlinnaToimitusjohtajan sijainen (6/2019)Sources: 2 · Confidence: 76%
Siira Timo KalervoPuheenjohtajaSources: 3 · Confidence: 78%
Arranlinna Andreas SebastianVarsinainen jäsenSources: 3 · Confidence: 78%
Arranlinna Aleksanteri TimoteusVarsinainen jäsenSources: 2 · Confidence: 78%
Anne Maarit SiiraHallituksen varajäsen (6/2019)Sources: 2 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Financial data includedNot a credit decision
A3
GoodOulun Panttilainakonttori Oy
Updated2026-08-29
ConfidenceLow
Score79/100

The grade can use open digital financial statement data together with registry signals.

Risk context

When open digital financial statements are unavailable, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 36 years of registry continuity.

Registry and status signalsVakaa
76/100

Registry history, filing recency, and active register markings are still limited or mixed.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2026-03-25

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Oulun Panttilainakonttori Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.