Business profile

Penser Oy

Penser Oy's registered office is Turku. It is a limited company. The company was established on 1978-01-20. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-06-30, revenue was €1,342,519 and operating profit was €464,273.

Claim profileContact details
Business ID 0309047-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0309047-8
Sector
Other activities auxiliary to financial services, except insurance and pension funding
Municipality
Turku
Company form
Limited company
Registration date
1978-01-20
Business ID registration date
1979-11-03
Business status
Valid
Profile ownership
Unclaimed company profile
Data source
Public registry data

Contact and location summary

Visiting address: Kaivokatu 18 A 46, 20520, Turku

Phone: +358500591877Source observation

Email: [email protected]Source observation

People and decision-makers

Haavisto Esa AnteroToimitusjohtaja

About Penser Oy

Financial position and key figures for the company.

Penser Oy's location municipality is Turku. It is a limited company. The company was established on 1978-01-20. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-06-30, revenue was €1,342,519 and operating profit was €464,273. The latest retained financial statement for 2025-06-30 shows revenue of €1,342,519 and profit for the financial year of €417,786. Based on the latest retained statement, revenue growth was +1.1%, operating margin was +34.3%, and equity ratio was +63.6%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-06-30

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth1.1%
Operating margin34.3%
Equity ratio63.6%
Balance-sheet contextLatest retained period snapshot
Employees0Previous: 0
Revenue trend5 periods
€673,738
2021-06-30
€1,009,754
2022-06-30
€779,611
2023-06-30
€1,327,463
2024-06-30
€1,342,519
2025-06-30
Operating profit (loss) trend5 periods
€307,644
2021-06-30
-€60,254
2022-06-30
€56,572
2023-06-30
€378,087
2024-06-30
€464,273
2025-06-30
Profit (loss) for the financial year trend5 periods
€269,864
2021-06-30
€13,505
2022-06-30
€99,258
2023-06-30
€369,220
2024-06-30
€417,786
2025-06-30
Assets trend3 periods
€2,921,003
2023-06-30
€3,144,631
2024-06-30
€2,493,692
2025-06-30

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
80/100 · Improving
63.6 %2024-06-30: 37.2 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-06-30: Ei saatavilla
Operating profit marginGood
100/100 · Improving
34.3 %2024-06-30: 28.3 %
Ratio history
Ratio2021-06-302022-06-302023-06-302024-06-302025-06-30
Equity ratio--27.4 %37.2 %63.6 %
Current ratio-----
Operating profit margin43.8 %-5.9 %7.2 %28.3 %34.3 %

Registry status and identifiers

Verified registry memberships and identifiers from the latest retained YTJ snapshot.

YTJ statusValid
Trade RegisterRegistered
Business ID0309047-8
EU IDFIFPRO.0309047-8
MunicipalityTurku
Current registered entries
1978-01-20Registered in Patent and Registration Office (Trade Register)
1979-11-03Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Haavisto Esa AnteroToimitusjohtajaSources: 5 · Confidence: 78%
Haavisto Esa AnteroPuheenjohtajaSources: 3 · Confidence: 78%
Haavisto Karoliina Helena ElisabethVarsinainen jäsenSources: 4 · Confidence: 78%
Haavisto Sirpa IreneVarsinainen jäsenSources: 4 · Confidence: 78%
Haavisto-Lawless Henriikka IreneVarsinainen jäsenSources: 3 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Financial data includedNot a credit decision
A2
Very goodPenser Oy
Updated2026-08-24
ConfidenceMedium
Score88/100

The grade can use open digital financial statement data together with registry signals.

Risk context

When open digital financial statements are unavailable, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 48 years of registry continuity.

Registry and status signalsSeurattava
73/100

Registry history, filing recency, and active register markings are still limited or mixed.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2026-01-26

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-26.

This company profile has not been claimed yet

Penser Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.