Business profile

Refinance Ab Oy

Refinance Ab Oy was declared bankrupt 2026-04-17. In its latest retained statement for 2024-12-31, revenue was €30,183 and operating profit was €1,453.

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Business ID 3280767-7BANKRUPTCYUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3280767-7
Sector
Other credit granting
Municipality
Vaasa
Company form
Limited company
Registration date
2022-04-26
Business ID registration date
2022-04-13
Business status
BANKRUPTCY
Profile ownership
Unclaimed company profile
Data source
Public registry data

Contact and location summary

Visiting address: Handelsesplanaden 16 A 42 a, 65100, Vaasa

About Refinance Ab Oy

Financial position and key figures for the company.

Refinance Ab Oy was declared bankrupt 2026-04-17. In its latest retained statement for 2024-12-31, revenue was €30,183 and operating profit was €1,453. The latest retained financial statement for 2024-12-31 shows revenue of €30,183 and profit for the financial year of €47. Based on the latest retained statement, revenue growth was not currently available, operating margin was +4.8%, and equity ratio was +61.3%.

Financial highlights

Key figures from the latest financial period.

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Latest financial period

2024-12-31

Imported periods1
PRH parsed1
Profile sourcePRH/XBRL financial statement
Derived indicators
Operating margin4.8%
Equity ratio61.3%
Revenue€30,183+€30,183 vs previous periodPrevious: €0
Operating profit (loss)€1,453+€3,865 (+160.2%) vs previous periodPrevious: -€2,412
Profit (loss) for the financial year€47+€3,315 (+101.4%) vs previous periodPrevious: -€3,269
Assets€114,658+€97,007 (+549.6%) vs previous periodPrevious: €17,652
Balance-sheet contextLatest retained period snapshot
Cash and bank€27,718Previous: €507
Retained earnings-€5,114Previous: -€1,846
Equity€70,232Previous: €2,886
Liabilities€44,426Previous: €14,766
Current assets€27,718Previous: €507
Current liabilities€44,426Previous: €14,766

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
77/100 · Improving
61.3 %2023-12-31: 16.4 %
Current ratioPassable
21/100 · Improving
0.62x2023-12-31: 0.03x
Operating profit marginSatisfactory
62/100 · Trend unavailable
4.8 %2023-12-31: Ei saatavilla

Registry status and identifiers

Verified registry memberships and identifiers from the latest retained YTJ snapshot.

YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3280767-7
VAT IDFI32807677
EU IDFIFPRO.3280767-7
MunicipalityVaasa
Current registered entries
2022-04-26Registered in Tax Administration (Tax Administration)
2022-04-26Registered in Patent and Registration Office (Trade Register)
2022-07-06Registered in Tax Administration (Prepayment Register)
2022-07-07VAT liable as a buyer or on self-supply in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Financial data includedNot a credit decision
D
High riskRefinance Ab Oy
Updated2026-08-24
ConfidenceMedium
Score29/100

The grade is reduced because of a critical legal status such as bankruptcy or liquidation.

A serious registry signal affects this grade. Review the profile registry and notification details as well.

Risk context

When open digital financial statements are unavailable, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsHälyttävä
0/100

Bankruptcy or liquidation status is treated as a critical legal distress signal.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2026-04-17

Financial statements availability

Available statement periods and links into the retained/parsible financial statement surfaces. Use the latest statement page for deeper line-item detail.

1 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-02.

This company profile has not been claimed yet

Refinance Ab Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.